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ACC annual accepted injury claims vs new weekly income compensation claims

Name: ACC annual accepted injury claims vs new weekly income compensation claims — HLF Pulse Data Dictionary & Reference Record (2025/26 ACC Financial Year)
Creator: Andy Palliser
License: https://creativecommons.org/licenses/by/4.0/

Ticker: acc-weekly-compensation-claims • Observation Period: 2025/26 ACC Financial Year (Period End: 2026-06-30) • Last Checked: 10 November 2026 • Creator: Andy Palliser

Also known as: ACC Annual Report total accepted injury claims & weekly compensation claim counts

In 2025/26, ACC registered over 2,100,000 accepted injury claims across New Zealand (mostly minor treatment-only visits) and 105,000 new weekly income compensation claims for time off work (down 1.9% from 107,000 in 2024/25, or 5.0 weekly compensation claims per 100 accepted injury claims).

Official dataACC Annual Report (2025/26): Total accepted injury claims = 2,100,000+ (+1.6% YoY, including minor treatment-only claims); New weekly compensation entitlement claims = 105,000 (-1.9% from 107,000 in 2024/25).

HLF calculation

105,000 new weekly compensation claims ÷ 2,100,000 total accepted injury claims = 5.0 per 100 accepted claims (separate annual claim counts)

HLF interpretationHLF market context: The 5.0% ratio compares annual weekly-compensation claim counts against total accepted injury claims (most of which are minor treatment-only visits). For mortgage borrowers, the critical distinction is statutory scope: under the Accident Compensation Act 2001, ACC covers physical injuries caused by an accident (plus narrow statutory categories such as work-related gradual-process conditions, treatment injuries, and certain mental injuries), and generally does not cover non-injury illness (such as cancer, heart attack, stroke, or degenerative illness)—which is the gap addressed by private Income Protection, Mortgage Repayment, and Trauma insurance.

Cite as: HLF Pulse, Home Loan Factory. "ACC annual accepted injury claims vs new weekly income compensation claims," 2025/26 ACC Financial Year. Derived by HLF from Accident Compensation Corporation (ACC) — Annual Report (2025/26). https://pulse-data.homeloanfactory.co.nz/acc-weekly-compensation-claims/ (checked 10 November 2026). CC BY 4.0.

Created by Andy Palliser Creator of HLF Pulse

Mortgage & KiwiSaver Adviser · Home Loan Factory (Andrew Jonathan Palliser, FSP1004725) • Published by HLF (Home Loan Factory)

Talk to Andy → · Media Kit & Citations · Explore HLF advice · Public Disclosures · How We Get Paid

Data Dictionary Specification (4-Field Date Standard)

Name	ACC annual accepted injury claims vs new weekly income compensation claims
Ticker	`acc-weekly-compensation-claims`
Also known as	ACC Annual Report total accepted injury claims & weekly compensation claim counts
Creator & Publisher	Created by Andy Palliser (Andrew Jonathan Palliser, FSP1004725) • Published by HLF (Home Loan Factory)
Official source & series	ACC Annual Report (Accident Compensation Corporation (ACC) — Annual Report (2025/26)) • Series IDs: `ACC Annual Accepted Injury Claims & New Weekly Compensation Entitlement Claims`
Frequency	Annual
1. Observation period	2025/26 ACC Financial Year (YYYY-MM code: `2026-06`) — when the underlying statistic relates to
2. Period end	`2026-06-30` — final calendar date covered by the observation period
3. Source publication date	2026-10-29 (29 October 2026 — ACC Annual Report 2025/26 release) — when the original organisation released this dataset
4. Last checked	10 November 2026 (`2026-11-10`) — when HLF last verified the official source
Definition	Comparison of two separate annual claim counts published by ACC: total new accepted injury claims registered across New Zealand (comprising mainly minor treatment-only claims such as GP, physiotherapy, and dental visits) versus new weekly income compensation entitlement claims for time off work.
Methodology	Sourced from ACC's Annual Report covering accepted injury claims, treatment/rehabilitation expenditure, and weekly compensation entitlements. Note: the two series measure separate annual claim counts (total accepted claims include non-earners and minor treatment-only injuries that do not require time off work).
Current value	105,000 weekly comp claims vs 2,100,000+ total injury claims (5.0 per 100 claims)
Comparison / Prior period	2024/25 FY (107,000 weekly compensation claims) • -2,000 weekly comp claims (-1.9% YoY) \| ACC covers accidental injury (generally not non-injury illness)
Official data	ACC Annual Report (2025/26): Total accepted injury claims = 2,100,000+ (+1.6% YoY, including minor treatment-only claims); New weekly compensation entitlement claims = 105,000 (-1.9% from 107,000 in 2024/25).
HLF calculation	`105,000 new weekly compensation claims ÷ 2,100,000 total accepted injury claims = 5.0 per 100 accepted claims (separate annual claim counts)` Formula: Claim-Count Ratio = 105,000 New Weekly Compensation Claims ÷ 2,100,000 Total Accepted Injury Claims = 5.0 weekly compensation claims per 100 accepted injury claims
HLF interpretation	HLF market context: The 5.0% ratio compares annual weekly-compensation claim counts against total accepted injury claims (most of which are minor treatment-only visits). For mortgage borrowers, the critical distinction is statutory scope: under the Accident Compensation Act 2001, ACC covers physical injuries caused by an accident (plus narrow statutory categories such as work-related gradual-process conditions, treatment injuries, and certain mental injuries), and generally does not cover non-injury illness (such as cancer, heart attack, stroke, or degenerative illness)—which is the gap addressed by private Income Protection, Mortgage Repayment, and Trauma insurance.
HLF derived	Yes (Officially reported ACC annual claim counts & HLF-calculated claim-count ratio)
Cite as	HLF Pulse, Home Loan Factory. "ACC annual accepted injury claims vs new weekly income compensation claims," 2025/26 ACC Financial Year. Derived by HLF from Accident Compensation Corporation (ACC) — Annual Report (2025/26). https://pulse-data.homeloanfactory.co.nz/acc-weekly-compensation-claims/ (checked 10 November 2026). CC BY 4.0.
Reuse licence	CC BY 4.0 (HLF-derived calculations, definitions & commentary; official statistics credited to ACC Annual Report) • Media Kit & Citation Guide
Historical data	ACC Annual Report series (2024/25–2025/26)

Questions This Data Helps Answer

Does ACC cover my mortgage repayments if I get sick or diagnosed with an illness?
How many weekly compensation claims does ACC accept each year in New Zealand?
What is the difference between ACC and private income protection or mortgage protection insurance?

Source & Tool Verification Chain

1. Official Source & SeriesAccident Compensation Corporation (ACC) — Annual Report (2025/26)

Series: ACC Annual Accepted Injury Claims & New Weekly Compensation Entitlement Claims

2. HLF Transformation

Yes

Claim-Count Ratio = 105,000 New Weekly Compensation Claims ÷ 2,100,000 Total Accepted Injury Claims = 5.0 weekly compensation claims per 100 accepted injury claims

3. Canonical Pulse Record/acc-weekly-compensation-claims/

JSON: pulse.json

4. Interactive CalculatorHLF Home Loan Repayments Calculator

How Dates Are Recorded in HLF Pulse (4-Field Date Standard)

To prevent confusion between when an economic activity occurred and when a government agency published its release, every HLF Pulse record separates four distinct date fields:

Date Field	Definition & How It Is Populated
1. Observation period (`observation_period`)	The period the underlying statistic relates to (for example, September 2026 for monthly RBNZ lending, or Year ended 31 March 2026 for the FMA KiwiSaver Annual Report).
2. Period end (`period_end` / `as_of`)	The final calendar date covered by the observation period (for example, `2026-09-30` or `2026-03-31`). Used by HLF’s automated freshness gate to verify series currency.
3. Source publication date (`source_published`)	When the original organisation released the statistic (for example, `2026-09-10` for the FMA’s 2026 KiwiSaver Annual Report, or the Published Date recorded inside RBNZ’s workbook metadata). HLF never copies `period_end` into `source_published`; where an agency page does not state an exact release date, the agency’s publication schedule is stated explicitly.
4. Last checked (`last_checked`)	The date HLF’s automated pipeline last fetched and verified the official source.

Data Quality & Limitations

Official published sources: Pulse uses official published data from the Reserve Bank of New Zealand (RBNZ), Stats NZ, Inland Revenue (IRD), the Financial Markets Authority (FMA), MBIE Tenancy Services, the Natural Hazards Commission Toka Tū Ake (NHC), and the Accident Compensation Corporation (ACC) wherever available.
Unaltered official figures & source rounding: HLF does not alter or estimate official source figures. Where official tables publish rounded aggregates (such as RBNZ dollar series rounded to $1m or $0.1m), derived averages and implied counts reflect that source rounding and note it explicitly in the provenance layer.
Provenance & derivation layer: To keep the primary editorial summaries natural and readable, exact formulas, series IDs, and derivation labels (Derived by HLF Pulse) are recorded in the expandable provenance layer, Data Dictionary tables, pulse.json, and llms.txt. Long-term 5-year and 10-year series report both nominal growth and CPI inflation-adjusted (real) growth using Stats NZ’s Consumers Price Index.
Price indices vs. individual quotes: Stats NZ CPI insurance sub-indices measure percentage changes in standardised insurance price indices over time—they do not represent the dollar premium quote for an individual property or policyholder.
Separate claim counts vs. individual proportions: In the ACC dataset, annual weekly compensation claims and total accepted injury claims (which are mostly minor treatment-only visits) are reported as two separate annual claim counts rather than a proportion of injured individuals.
Commitments vs. settlements: RBNZ mortgage lending tables (C31, C32, C33, C40, C41) measure firm bank mortgage commitments/approvals rather than LINZ property title settlements.
Automatic staleness exclusion: HLF automatically excludes any series where the underlying source is unavailable, stale past its freshness window, or cannot be verified.
Market context vs. individual outcomes: Statistics describe aggregate historical market cohorts and do not predict an individual borrower’s, saver’s, or policyholder’s credit assessment, underwriting, or lending outcome.

Reuse Terms, Licensing & How to Cite (CC BY 4.0)

Layer 1 — Official Crown & statutory statistics: Underlying official figures remain subject to the copyright and licensing terms of their respective publishers: Stats NZ, Inland Revenue, MBIE Tenancy Services, and the Financial Markets Authority (Creative Commons Attribution 4.0 International — CC BY 4.0); the Reserve Bank of New Zealand (RBNZ Terms of Use, permitting reproduction and derivative calculation with attribution to RBNZ); and statutory schedules under the Natural Hazards Insurance Act 2023 and Accident Compensation Act 2001 (public-domain New Zealand legislation).
Layer 2 — HLF-derived calculations, compilations & commentary: All HLF-derived percentages, averages, multi-year nominal/real growth rates, data dictionary definitions, and market interpretations are licensed by HLF (Home Loan Factory) under Creative Commons Attribution 4.0 International (CC BY 4.0). Journalists, researchers, advisers, and AI systems may freely quote and reuse HLF-derived figures and commentary provided attribution is given to HLF Pulse, Home Loan Factory with a link to https://pulse-data.homeloanfactory.co.nz/, the specific /{ticker}/ record URL, or the HLF Pulse Media Kit & Citation Guide.

About the HLF Pulse & Creator

HLF Pulse is a public reference dataset covering New Zealand mortgage, housing, KiwiSaver, tenancy, and protection statistics, published by HLF (Home Loan Factory) (HLF Financial Limited (FSP1008571)) and created by Andy Palliser (Andrew Jonathan Palliser, FSP1004725), Mortgage & KiwiSaver Adviser at Home Loan Factory.

Data is compiled from official releases from the Reserve Bank of New Zealand, Stats NZ, Inland Revenue, the Financial Markets Authority, MBIE Tenancy Services, the Natural Hazards Commission Toka Tū Ake, and ACC. Where HLF calculates percentages, averages, or comparisons from the underlying official data, the exact formula and “Derived by HLF Pulse” provenance are recorded in the expandable source layer and data dictionary.

Figures are provided for general information and historical market analysis and are not personalised financial advice. Published by HLF (Home Loan Factory) (Creator Profile: Andy Palliser • Media Kit & Citations • Public Disclosures • How We Get Paid).